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Funding Programs for Digital Products

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Whether it’s booking systems, online stores, or product configurators: Digital solutions for a successful business typically require significant financial investment. However, small and medium-sized enterprises do not have to face this challenge alone. Both at the federal and state levels, there are funding programs through which SMEs can apply for grants to invest in digital products.

## Funding Programs in Schleswig-Holstein The Economic Development and Technology Transfer GmbH (WTSH) offers two funding models for digitalization projects specifically aimed at small and medium-sized enterprises in Schleswig-Holstein. ### Funding for Operational Innovations The first model, funding for operational innovations under Module 1 of the BIF Guidelines, supports companies in implementing process and organizational innovations. This includes new methods for business processes, workflows, or customer relationships, as well as new or significantly improved production or service methods. Practical examples include the introduction of a PIM system for the centralized management of product data, a product configurator, or a booking system. Requirements for this funding include a minimum investment of 60,000 euros and a funding rate of up to 40% of costs for SMEs. Additionally, the measure must contribute to climate protection, for example through resource conservation. [More details on the BIF Guidelines, Module 1]() ### Funding for Low-Threshold Innovative Digitalization Measures in Small Businesses The second funding model is aimed at companies with fewer than 50 employees and supports low-threshold digitization measures. It consists of the Consulting and Implementation modules. The Consulting module supports projects that analyze operational workflows and processes for digitization potential. The goal is to develop solutions that strengthen IT security, optimize digital business processes, or advance the digitalization of products and procedures. The Implementation module supports the practical implementation of these solutions. [All information on applications and funding.]()
 

Can't find a suitable grant here, or are you not from Schleswig-Holstein?

The BMWK's funding database lists all public funding programs at the state, federal, and EU levels
## KfW ERP Digitalization and Innovation Loan For digitization measures involving a larger financial investment, it is possible to take advantage of the KfW Bank’s ERP Digitization and Innovation Loan. The loan amount under this program ranges from 25,000 to 25 million euros. This funding can be used, for example, to support digital platforms, apps, and digital sales channels for the development of digital platform concepts and e-commerce. In this case, not only small and medium-sized enterprises but also freelancers and startups are eligible to apply. [More information on the ERP Digitalization and Innovation Loan]()